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Security Credit Services, LLC

Branch

Details

Name: Security Credit Services, LLC
Jurisdiction: Alabama
Legal type: Foreign Limited Liability Company
Status: Exists
Date of registration: 18 Aug 2003 (22 years ago)
Entity Number: 000-615-777
Register Number: 000615777
Branch of: Security Credit Services, LLC, Mississippi (Company Number 741946)
ZIP code: 36104
County: Montgomery
Place of Formation: Mississippi
Principal Address: 306 ENTERPRISE DRIVEOXFORD, MS 38655
Principal Mailing Address: PO BOX 1156OXFORD, MS 38655
Registered Office Street Address: 641 SOUTH LAWRENCE STREETMONTGOMERY, AL 36104

Activities DEBT BUYER

Agent

Name Role Address
CORPORATION SERVICE COMPANY INC Agent 251 LITTLE FALLS DRIVEWILMINGTON, DE 19808

CFPB Complaint

Complaint Id Date Received Issue Product
11779376 2025-01-26 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Telecommunications debt
Date Received 2025-01-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-26
11541579 2025-01-16 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2025-01-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-16
11098055 2024-12-10 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Medical debt
Date Received 2024-12-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-10
Consumer Consent Provided Consent not provided
11431160 2025-01-08 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2025-01-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-08
11413960 2025-01-07 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Other debt
Date Received 2025-01-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-07
6372880 2022-12-28 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2022-12-28
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-12-28
Consumer Consent Provided N/A
5797521 2022-07-21 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2022-07-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-21
Complaint What Happened XXXX XXXX XXXX ( acct # XXXX ) has contacted my by phone, letter and email with threats to garnish my check and to have papers served to my house. I have not open an account or gave permission to open the account. I took the account to my doctor and they do not recognize the bill. They informed me that it must be fraud.. The harassing phone calls has caused stress for something I have not knowledge of. I research as much as possible and phone out its fraud. I want these accounts removed from my credit file ASAP! I have contacted a lawyer about a lawsuit for the harassing phone calls with threats. I recorded some of them. There are 3 accounts don't know the number to one of them but two of them have the same account number XXXX
Consumer Consent Provided Consent provided
11014745 2024-12-03 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-03
Consumer Consent Provided Consent not provided
3106387 2018-12-20 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2018-12-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-01-12
Complaint What Happened The debt account was open on XX/XX/2018. The company is Security Credit Service. The debt amount is XXXX. I am not aware this debt and it is not mines.
Consumer Consent Provided Consent provided
10225927 2024-09-24 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Investigation took more than 30 days
Sub Product Credit reporting
Date Received 2024-09-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-24
Consumer Consent Provided Consent not provided
10837522 2024-11-19 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-11-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-19
Consumer Consent Provided Consent not provided
2643409 2017-08-20 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Auto debt
Date Received 2017-08-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-08-20
Complaint What Happened I sent a letter on X/XX/17 asking this company how they have came up with the balanced owed. I also asked for a contract that i signed with them saying i owe this debt and I did not receive a contract. I have never heard of this company and I do not owe this company. How do a company report late payments in the payment history when you never even had an account with them. This company is taking away my rights and is a violation of FDCPA.
Consumer Consent Provided Consent provided
7288517 2023-07-23 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2023-07-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-07-23
Consumer Consent Provided Other
3856896 2020-09-20 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2020-09-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-09-20
Consumer Consent Provided Consent not provided
10051792 2024-09-06 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-09-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-06
Complaint What Happened After careful review of my credit report this debt collection has added an account not mines to the report I have sent cease and desist to the collection asking for VOD none of the documents has been return no further communication or harassment communications and the account needs to be removed I have now started the pre litigation process in violation of my FCRA affidavit advising this account is not mines and proof of identity issue has not been resolved I ask that you remove the account and inquiries immediately identification passport attached copy of one request I have multiple letters, and proof of address from my insurance
Consumer Consent Provided Consent provided
2436256 2017-04-13 Managing the loan or lease Consumer Loan
Issue Managing the loan or lease
Timely Yes
Company Security Credit Services, LLC
Product Consumer Loan
Sub Product Installment loan
Date Received 2017-04-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2017-04-14
Complaint What Happened I have had an account with a company called XXXX for over a year. I had a down turn and they offered a payment agreement to help me keep my account current. I recently checked my credit files and noticed a company called XXXX claiming to be collecting for them in the amount of {$1600.00} ( I only owe {$500.00} ). I immediately contacted the original company and they had never heard of them when I let the credit bureaus know and disputed XXXX immediately responded by removing their account, however, they re-submitted it under another name, Security Credit Services. I spoke with the original company again, and they explained it is fraudulent as other customers have contacted them about the same thing. I have disputed it again with the credit bureaus, but it still remains on my credit reports. This is fraud, as they have not purchased or gotten my account from the original company, who is still taking payments directly from me per an agreement.
Consumer Consent Provided Consent provided
7611193 2023-09-27 Incorrect information on your report Credit reporting or other personal consumer reports
Tags Servicemember
Issue Incorrect information on your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Old information reappears or never goes away
Sub Product Credit reporting
Date Received 2023-09-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-27
Complaint What Happened The collection was removed from my report and then added back. This removal should have been permanent.
Consumer Consent Provided Consent provided
2910325 2018-05-17 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Other debt
Date Received 2018-05-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-05-17
Complaint What Happened In or about XX/XX/2017 we went to XXXX outlet store to purchase a mover. We put money down and financed the balance with " Why not Lease it '' two weeks later we returned the item because it was not working properly. The sales person was preoccupied with another store worker and he took the item back and said he will contact the financing company to cancel lease. A week later the store closed permanently. We assumed it was all straighten out. Now the leasing company sold my account to Security Credit Services. They have put this on my credit report as a collection. I called them ans explained what have happened. They still want this ridiculous amount of XXXX
Consumer Consent Provided Consent provided
8672645 2024-04-01 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-04-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-01
Complaint What Happened I am not aware of any debt owed to this company and is a direct violation of my rights as it pertains to the Fair Credit Reporting Act 15 usc 1681
Consumer Consent Provided Consent provided
6692158 2023-03-15 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2023-03-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-15
Complaint What Happened I have dispute a debt with Security Cred regarding account # XXXX and told this company that this debt is no mind and ask them to send me a debt validation and a sign contract. To no avail, I haven't received any correndence. They address that they have is wrong. I received an email from them with an address that I have never lived.
Consumer Consent Provided Consent provided
7731654 2023-10-20 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2023-10-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-10-20
Consumer Consent Provided Consent not provided
8481453 2024-03-05 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-03-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-03-05
Consumer Consent Provided Other
8799612 2024-04-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2024-04-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-18
Complaint What Happened I sent out a letter to them because I couldn't get anyone on the phone, and Identity theft.gov said to send up a follow-up letter on XXXX XXXX, with my identity theft report. I got a letter from them say that they found that it was me. I have never use what they said i had use.
Consumer Consent Provided Consent provided
8613686 2024-03-25 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product I do not know
Date Received 2024-03-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-03-25
Consumer Consent Provided Consent not provided
7904531 2023-11-26 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Security Credit Services, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-11-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-11-26
Complaint What Happened In accordance with the Fair Credit Reporting Act the list of accounts below have violated my federal protector consumer rights to privacy and confidentiality under 15 U.S.C. 1681, Section 604A Section 2. I have not provided my written consent to either consumer, nor have I permitted XXXX XXXX XXXX XXXX permission to place the below items on their credit reporting platforms. The information is inconsistently reported throughout my credit report which I have highlighted the inaacuracies and want them DELETED off my credit report. Because of the inaccurate information I have been denied credit to purchase a home for me and my family, a car, new credit cards, and any such credit I choose. List of Negative Accounts/ Inquiries listed below XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Security Credit Servic XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX As you can see 15 U.S.C 1681 Section 602A states I have a right to privacy. 15 U.S.C 1681 Section 604A Section 2 it also states a consumer reporting agency can not furnish an account without my written instructions. Three Bureau Credit Report Reference XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ***SECURITY FREEZE : THE FOLLOWING CREDIT BUREAUS REPORT THAT YOU HAVE PLACED A SECURITY FREEZE OR LOCK ON THIS FILE. HOWEVER, THE FILE HAS BEEN DELIVERED TO YOU UNDER THE APPLICABLE EXEMPTION PROVISIONS ( PROVIDING A CONSUMER WITH A COPY OF HIS OR HER CREDIT REPORT UPON THE CONSUMER 'S REQUEST ) : XXXX Customer Statement XXXX : THE INFORMATION WITHIN MY CREDIT REPORT HAS NOT BEEN VERIFIED OR HAS NOT BEEN PERMITTED OR VERIFIED B Y ME, NOR HAVE A SIGNATURE TO BE PLACED ON YOUR CREDIT PLATFORM. PLEASE REMOVE FROM MY CREDIT REPORT WITHIN 30 CALENDAR DAYS. DO NOT CONFUSE ME WITH RELATIVES WITH SIMILAR NAMES OR ADDRESSES. VERIFY ALL IDENTIFYING INFORMATION. DO NOT CONFUSE MY CREDIT FILE WITH PEOPLE OF SIMILAR NAME, ADDRESS OR S SN. VERIFY ALL IDENTIFYING INFORMATION. XXXX : - XXXX : I DID NOT AUTHORIZE THIS INQUIRY
Consumer Consent Provided Consent provided
8009438 2023-12-15 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Payday loan debt
Date Received 2023-12-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-12-15
Consumer Consent Provided Consent not provided
6397416 2023-01-04 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2023-01-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-01-04
Consumer Consent Provided Consent not provided
9272787 2024-06-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2024-06-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-06-16
Consumer Consent Provided Consent not provided
4316518 2021-04-21 Written notification about debt Debt collection
Tags Servicemember
Issue Written notification about debt
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Private student loan debt
Date Received 2021-04-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-04-21
Consumer Consent Provided Consent not provided
3881468 2020-10-05 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2020-10-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-10-05
Complaint What Happened I recently obtained a copy of my credit report and noticed many accounts that I had no knowledge of.
Consumer Consent Provided Consent provided
3868787 2020-09-28 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2020-09-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-09-28
Complaint What Happened I recently obtained a copy of my credit report and noticed many accounts that I had no knowledge of.
Consumer Consent Provided Consent provided

Date of last update: 15 Aug 2024

Sources: Alabama Secretary of State