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CHECKredi of Kentucky LLC

CHECKredi of Kentucky LLC

Branch

Details

Name:	CHECKredi of Kentucky LLC
Jurisdiction:	Alabama
Legal type:	Foreign Limited Liability Company
Status:	Exists
Date of registration:	08 Jan 2004 (21 years ago)
Entity Number:	000-511-738
Register Number:	000511738
Branch of:	CHECKredi of Kentucky LLC, Kentucky (Company Number 0575956)
ZIP code:	36104
County:	Montgomery
Place of Formation:	Kentucky
Registered Office Street Address:	2 North Jackson Street Suite 605Montgomery, AL 36104
Principal Address:	406 Park PlLexington, KY 40511
Principal Mailing Address:	PO Box 11848Lexington, KY 40578

Agent

Name	Role
C T Corporation System	Agent

CFPB Complaint

Complaint Id

Date Received

Issue

Product

9021167

2024-05-15

Attempts to collect debt not owed

Debt collection

Issue	Attempts to collect debt not owed
Timely	Yes
Company	CHECKredi of Kentucky, LLC
Product	Debt collection
Sub Issue	Debt was paid
Sub Product	Other debt
Date Received	2024-05-15
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2024-05-15
Complaint What Happened	I had written a check 2 months prior to it being processed, I had forgotten about it when I saw that it had posted and I was a few dollars short in my account I ran to the bank and made a cash deposit. Date : XX/XX/year> Fee Withdrawal DRAFT # XXXX - NSF Fee-Check Add a category - {$30.00} {$11.00} Unfortunately it had already been returned. I thought it would be run thru again so I left the money in the account to cover it. Even more unfortunately CheckRedi got the check a couple weeks later. never contacted me regarding the check and electronically took the funds from my account with a separate transaction for a {$35.00} fee which I did not have the funds for in the account so I had a NSF fee of {$30.00} as well they then proceeded to try again to withdraw their fee costing me another {$30.00}. DATE DESCRIPTION AMOUNT BALANCE Date : XX/XX/year> Fee Withdrawal COMPANY : CHECKREDI ( XXXX XXXX : RETURN FEE CALL XXXX C- NSF Fee-ACH Add a category Dispute- Never Authorized this charge - {$30.00} - {$52.00} Date : XX/XX/year> Fee Withdrawal COMPANY : CHECKREDI ( XXXX XXXX : RETURN FEE CALL XXXX - NSF Fee-ACH Add a category Dispute- Never Authorized this charge - {$30.00} - {$22.00} Date : XX/XX/year> Fee Withdrawal COMPANY : CHECKREDI ( XXXX XXXX : RETURN FEE CALL XXXX - NSF Fee-ACH Erroneous Charges Dispute- Never Authorized this charge - {$30.00} {$2.00} Date : XX/XX/year> ACH Withdrawal DRAFT # XXXX COMPANY : CHECKREDI ( XXXX XXXX : XXXX CALL XXXX Education - {$230.00} {$32.00} I contacted my bank to research what this was all about and received the information to call ChekRedi..I had called CheckRedi to see who they were and what this was all about, when I stated I never gave them permission to access my account they threatened my ability to write checks for my bills if I did no pay there fee, I informed them again they never had permission to retrieve funds from my account that they had never contacted me prior to doing so, by phone or mail. and that I would be pursuing legal action. I informed my bank that I never gave permission for CheckRedi to access my account or any permission for electronic transactions, My bank refunded the over draft fees, Thankfully, because CheckRedi had fraudulently received the funds from my account. Now CheckRedi is still hounding me every day, sometimes multiple times a da, even after they have been told I work over nights and am asleep during the early day. they are calling without any validity to their actions to get me to pay their fee Is there any thing I can legally do to stop them, and deny their alleged fee?
Consumer Consent Provided	Consent provided

Date of last update: 14 Aug 2024

Sources: Alabama Secretary of State