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Fort Payne Finance Co., Inc.

Fort Payne Finance Co., Inc.

Details

Name:	Fort Payne Finance Co., Inc.
Jurisdiction:	Alabama
Legal type:	Domestic Corporation
Status:	Dissolved
Date of registration:	03 Aug 1981 (44 years ago)
Date of dissolution:	26 Jul 2019
Entity Number:	000-083-568
Register Number:	000083568
ZIP code:	35967
County:	De Kalb
Place of Formation:	DeKalb County
Principal Address:	FORT PAYNE, AL
Registered Office Street Address:	100 SE THIRD STREETFORT PAYNE, AL 35967
Authorized Capital:	$25,000

Activities COMMERICAL LOANS

Agent

Name	Role
WESTMORELAND, REX	Agent

Incorporator

Name	Role
WESTMORELAND, NED	Incorporator
WESTMORELAND, REX	Incorporator

CFPB Complaint

Complaint Id

Date Received

Issue

Product

2782149

2018-01-14

Threatened to contact someone or share information improperly

Debt collection

Issue	Threatened to contact someone or share information improperly
Timely	Yes
Company	Fort Payne Finance Co. Inc.
Product	Debt collection
Sub Issue	Contacted your employer
Sub Product	I do not know
Date Received	2018-01-14
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2018-02-20
Company Public Response	Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened	XXXX came to the XXXX I work at and I wasn't there. The owner told him where I lived so he came there and i told him I would come talk to him. I did and we refinanced the loan. The owner of the XXXX told me she didn't like him coming or calling her so I blocked him from her phone. Both XXXX personal cell and business phones. I got behind on both loans again and he came back to the XXXX while we had customers and sat in the waiting area and I had a customer so I ask him to step outside. I told him not to ever come to my job again. It was embarrassing to me and the owner. He threatened to take my car even though my loan isn't thru him. I had been asking him for a year to combine both loans so I would have 1 payment instead of having late charges on both loans and refinance charges on 2 loans. He finally said they would do it. So i told him that my lawyer and i would come talk to him. He told me i didn't need my lawyer for this. And he would lower my interest rate and all kind of lies. I know a lady personally that was the manager there and when I told her this she said the rate is automatically computed in and can not be changed by anyone. ( I'm also told that when they refinance your loan they keep the difference in the early payoff amount and the actual amount. ) I ended up working the day I told him I would come in. My electric and water bills had to be paid. He came back in the XXXX a month or so later and we had several customers again so I sent him a text and told him I couldn't talk to him bc I had customers and I would be done at a certain time and would come talk to him. He told me hee want there to talk to me anyway and went to the owner and told her he would like to talk to her and his number had been blocked and that she needed to call him. And gave her a card. I ask him why he needed to talk to her and he ignored me. I told her to throw the card away she didn't need to say anything to him ... I contacted a lawyer and she told me he was violating my rights add I could sue them but I let it go. I've started working for the XXXX XXXX and now they are threatening to garnish my wages and I'm within my 90 days and cam be fired for any reason. I need them to stop harassing me. Please tell me what to do. I do have the messages from XXXX and witness to all of this.
Consumer Consent Provided	Consent provided

Date of last update: 31 Jul 2024

Sources: Alabama Secretary of State