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Credit Control, LLC

Details

Name: Credit Control, LLC
Jurisdiction: Alabama
Legal type: Foreign Limited Liability Company
Status: Exists
Date of registration: 04 Apr 2006 (19 years ago)
Entity Number: 000-047-150
Register Number: 000047150
ZIP code: 36104
County: Montgomery
Place of Formation: Missouri
Principal Address: 3300 Rider Trail S, Suite 500Earth City, MO 63045
Registered Office Street Address: 2 NORTH JACKSON STREET, SUITE 605MONTGOMERY, AL 36104

Agent

Name Role Address
CT CORPORATION SYSTEM Agent 6190 POWERS FERRY RD STE 600ATLANTA, GA 30339

CFPB Complaint

Complaint Id Date Received Issue Product
11079335 2024-12-10 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Auto debt
Date Received 2024-12-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-10
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened My credit report shows a collection from your agency. I was never notified of this collection. Whats more, I do not believe this debt is accurate. Under the FAIR DEBT COLLECTION PRACTICES ACT, I have the right to request and receive validation of the debt. Therefore, please provide me with a copy of all the following : 1. ) An explanation of what this alleged account balance is for. 2. ) A complete Audit Trail calculation of this balance, including the complete payment history on this account, so I have proof that the amount is correct. 3. ) Documentation that shows I agreed to pay this debt with my signature and documentation shows I gave you permission to have my information and paperwork showing I gave you authorization to report this to my credit report. No consent to you having my information and the unauthorized use of my social security number is identity theft and you will be reported for such. 4. ) The Agreement that grants you authority to collect on this alleged debt. 5. ) A copy of your state license, including the license number that gives you rights to collect in my state. 6. ) ( The purchase agreement ) 7. ) ( Swear under penalty of perjury you were present during the alleged debt ) Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act. Also, you have committed the following FDCPA Violations : 15 U.S. Code? 1692d-Harassment and abuse. A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. ( 1 ) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person. You are harming my reputation which is a violation. 15 U.S. Code? 1692e - False or misleading representations. A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. ( 2 ) The false representation of ( A ) the character, amount, or legal status of any debt. This debt is reporting falsely. 15 U.S. Code? 1692f - Unfair practices A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. ( 8 ) Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. You used symbols on envelopes which violated the law. 15 U.S. Code? 1692g -Validation of debts ( a ) Notice of debt ; contents within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( 2 ) the name of the creditor to whom the debt is owed ; I am the creditor under 15 U.S Code 1692a so the debt is owed to me. 15 U.S. Code 1692j - Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. I am not participating in the collection of this alleged debt. Under 15 U.S. Code 1692k - Civil liability I Demand XXXX dollars for each violation as you have caused severe damage to my character. ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) any actual damage sustained by such person as a result of such failure ; ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}.
Consumer Consent Provided Consent provided
11194703 2024-12-17 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2024-12-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-17
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I do not know of this debt nor this company. They have been contacting my multiple time through email. 15 U.S. Code 1629g.This collection agency bought whatever debt this is for a penny on a dollar. This company has no agreement from me. This company has no signature of mines. This is a formal complaint. Validations requested ; Original Contract with my signature that I actually signed for this debt. I want a payment history that I have done with this company. I want the name and the address, and proof that you own this debt ( Purchase Agreement ). 15U.S Code 1629C Cease & Desist. Also, this is in violation of 18 USC 894 " Con-Spire '' -Collection of extensions of credit by extortionate means- 18 U.S. Code 894 - Collection of extensions of credit by extortionate means U.S. Code Notes ( a ) Whoever knowingly participates in any way, or conspires to do so, in the use of any extortionate means ( 1 ) to collect or attempt to collect any extension of credit, or ( 2 ) to punish any person for the non repayment thereof, shall be fined under this title or imprisoned not more than 20 years, or both. ( b ) In any prosecution under this section, for the purpose of showing an implicit threat as a means of collection, evidence may be introduced tending to show that one or more extensions of credit by the creditor were, to the knowledge of the person against whom the implicit threat was alleged to have been made, collected or attempted to be collected by extortionate means or that the non repayment thereof was punished by extortionate means. ( c ) In any prosecution under this section, if evidence has been introduced tending to show the existence, at the time the extension of credit in question was made, of the circumstances described in section 892 ( b ) ( 1 ) or the circumstances described in section 892 ( b ) ( 2 ), and direct evidence of the actual belief of the debtor as to the creditors collection practices is not available, then for the purpose of showing that words or other means of communication, shown to have been employed as a means of collection, in fact carried an express or implicit threat, the court may in its discretion allow evidence to be introduced tending to show the reputation of the defendant in any community of which the person against whom the alleged threat was made was a member at the time of the collection or attempt at collection.
Consumer Consent Provided Consent provided
11145494 2024-12-13 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-12-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-13
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I have been scammed and was a victim of identity theft so I dont know where this charge has came from
Consumer Consent Provided Consent provided
4414409 2021-05-28 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2021-05-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-05-28
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened THIS COMPANY HAS BEEN CALLING MY NEIGHBORS PHONE HARASSING THEM ABOUT A DEBT THAT IS NOT MINE. XXXX IS CHARGING FOR EVERYTHING BUT WHAT I ACTUALLY OWE THEM WHICH IS NOTHING. XXXX TOOK ME THROUGH XXXX VIA THEIR ONLINE SERVICE.I SIGNED UP TO BE A CUSTOMER ONLINE AND IT WAS A DISASTER. THEY SENT ME 4 SIM CARDS ... HAD MY PHONE NUMBER MESSED UP 3 TIMES. I HAD TO GO IN THE STORE AND TRY TO GET THINGS STRAIGHT. IT WAS A MESS AND NOW THEY HAVE SENT HIS COMPANY OF LIARS AND THIEVES AFTER ME TO HARASS MY NEIGHBORS AND ME ABOUT AN AMOUNT THAT I DO NOT OWE!! MY NAME IS NOT EVEN CORRECT. MY NAME IS XXXX ... .I NEVER SHORTEN MY NAME. THAT IS DISRESPECTFUL. STOP HARRASSING ME AND MY NEIGHBORS
Consumer Consent Provided Consent provided
10892297 2024-11-21 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue You told them to stop contacting you, but they keep trying
Sub Product Credit card debt
Date Received 2024-11-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-21
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
10163223 2024-09-18 Unauthorized withdrawals or charges Debt or credit management
Tags Servicemember
Issue Unauthorized withdrawals or charges
Timely Yes
Company Credit Control, LLC
Product Debt or credit management
Sub Product Debt settlement
Date Received 2024-09-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-18
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
10657231 2024-11-01 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-11-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-01
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
10565541 2024-10-24 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2024-10-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-01
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I have asked Numerous times for the Debt to be validated and its not been validated Properly. They keep transferring to different collections agency 's after they cant properly validated the debt.
Consumer Consent Provided Consent provided
4562093 2021-07-21 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Medical debt
Date Received 2021-07-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-08-06
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
10535622 2024-10-22 Electronic communications Debt collection
Issue Electronic communications
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Frequent or repeated messages
Sub Product Telecommunications debt
Date Received 2024-10-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-22
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened They sent an email without prior contact for me via phone to authorize contact via email about any debt
Consumer Consent Provided Consent provided
7581074 2023-09-20 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Telecommunications debt
Date Received 2023-09-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-20
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
3496776 2020-01-15 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue You told them to stop contacting you, but they keep trying
Sub Product I do not know
Date Received 2020-01-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-01-22
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Everyday I receive a phone call from Credit Control on my cell phone ( XXXX ) and on my work phone ( XXXX ). I have told them to stop calling me and mail me whatever it is they think I owe. They are beyond rude and although I have t old them to stop calling me, especially on my work phone, they keep calling. Every single day they call me. It is harassment.
Consumer Consent Provided Consent provided
6594334 2023-02-20 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card debt
Date Received 2023-02-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-02-21
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I am a victim of identity theft and i mailed this letter to the company and i went on the company website to send this letter. and when i did. i was violated because i am sending a cease communication and the ONLY way for me to submit the email was to consent for communication. and there was NOT an OPTION to opt out on ALL COMMUNICATION with the COMPANY. XX/XX/2023 CREDIT CONTROL LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX Re : XXXX Dear CREDIT CONTROL LLC, I am responding to your contact about a debt you are attempting to collect. You contacted me by PHONE, on XX/XX/2023 AT XXXX XXXX XXXX and MAIL dated XX/XX/2023. You identified the debt as XXXX XXXX XXXX. Please CEASE all communication with me and with this address about this debt. Record that I dispute having any obligation for this debt. If you forward or return this debt to another company, please indicate to them that it is disputed. If you report it to a credit bureau ( or have already done so ), also report that the debt is disputed. Thank you for your cooperation. Sincerely, XXXX XXXX
Consumer Consent Provided Consent provided
4123546 2021-02-07 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2021-02-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-02-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
8293030 2024-02-07 Threatened to contact someone or share information improperly Debt collection
Issue Threatened to contact someone or share information improperly
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Talked to a third-party about your debt
Sub Product I do not know
Date Received 2024-02-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Second time reporting this company. As stated on the first complaint I googled the address and found this company as a debt collector. As stated in the first complaint, this person does not live here. I stated this before as addressee is not a current resident and have asked this company to stop sending mail to a person who does not live here. XXXX XXXX is the addressee and I would appreciate if this company would stop sending mail to a person not even here. This is considered to be harassment as this point as I have informed the company that this person is not living here and they need to stop sending mail to someone who is not a resident of this address. If this is not stopped my next step is contacting a legal representative to see how to stop a company from sending mail to someone who isn't residing at my address and as stated before I HAVE informed the company who apparently disregard the notice of no one living here, by the name stated on the mail being delivered. Its not my faulty this person has not forwarded their address and I demand no further mail being sent here for this person. Also, mail is being sent back via the USPS and stating to my carrier this person is NOT at this address.
Consumer Consent Provided Consent provided
5625033 2022-06-01 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Credit card debt
Date Received 2022-06-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-06-16
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I received two bills from two companies that I never did any business with. XX/XX/XXXX amount {$620.00} XX/XX/XXXX amount {$810.00}
Consumer Consent Provided Consent provided
7533295 2023-09-11 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue You told them to stop contacting you, but they keep trying
Sub Product I do not know
Date Received 2023-09-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-11
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
9520855 2024-07-16 Electronic communications Debt collection
Issue Electronic communications
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Frequent or repeated messages
Sub Product Credit card debt
Date Received 2024-07-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-07-30
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
5530754 2022-05-03 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Tags Servicemember
Issue Improper use of your report
Timely Yes
Company Credit Control, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2022-05-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-05-23
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Credit Control LLC XXXX XXXX XXXX XXXX, XXXX, FL XXXX ( XXXX ) XXXX They have violated and harrassed me as they are a third-party credit collector and have called my home. several times and I have sent them notices of conditional acceptance to prove and validate that I owe a debt which is a violation of Article I section 10 clause 1 - Gold & Silver as coin only I reiterate, NO ONE TODAY CAN MAKE DEMAND OF PAYMENT IN ANY SPECIFIC COIN OR CURRENCY!!! This Bill of Exchange/Trade Acceptance I send is in accord with Public Law Chapter 48, 48 Stat. 112 and HJR-192 of XX/XX/1933 and the Uniform Commercial Code and is presented for the receiver to the federal Window, for settlement ( EFT ) within the 3 day Truth-in Lending time for settlement. As of 1933 a person has LAWFUL money of account to pay debts at law without becoming a tort feasor. ACCEPTED FOR VALUE and XXXX XXXX XXXX are lawful to discharge debt under Public Law 73-10, HJR-192 of 1933, Title 31 USC 3123, and 31 USC 5103 and by Treaty ; in this case the XXXX XXXX Convention on XXXX XXXX XXXX XXXX and XXXX XXXX XXXX ( XXXX ) and the XXXX XXXX XXXX Headquartered in XXXX XXXX. I request that you provide evidence that I must pay you in anything other than appropriate commercial paper should the debt be proven valid because, to my knowledge, the U.S. Congress provided the appropriate solution for me to settle my debts via the remedy in House Joint Resolution ( H.J.R. ) 192 of XX/XX/1933 under the United States, Public Law 73-10, and Public Law 48 stat. 112 ( among others ).
Consumer Consent Provided Consent provided
4138700 2021-02-14 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2021-02-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-02-14
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened In response to my Complaints this past Spring in connection with the fraudulence arising from my previous landlord 's efforts to extort me and the willful complicity of XXXX XXXX XXXXXXXX in those efforts, the merchant is now alleging that I owe {$1900.00} on my closed XXXX XXXX XXXX and has forwarded a fraudulent debt in that amount to Credit Control LLC for collection.
Consumer Consent Provided Consent provided
8900405 2024-05-01 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2024-05-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-05-01
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
8746519 2024-04-10 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-04-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-10
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
5803060 2022-07-23 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2022-07-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-23
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened My credit was lost and being used in several locations
Consumer Consent Provided Consent provided
4291869 2021-04-12 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Control, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2021-04-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-04-12
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided

Date of last update: 30 Jul 2024

Sources: Alabama Secretary of State