Search icon

Merchants Adjustment Service, Inc.

Headquarter

Details

Name: Merchants Adjustment Service, Inc.
Jurisdiction: Alabama
Legal type: Domestic Corporation
Status: Exists
Date of registration: 16 Mar 1970 (55 years ago)
Entity Number: 000-012-487
Register Number: 000012487
ZIP code: 36607
County: Mobile
Place of Formation: Mobile County
Principal Address: MOBILE, AL
Registered Office Street Address: 56 N FLORIDA STMOBILE, AL 36607
Authorized Capital: $1,000
Paid Share Capital: $1,000

Links between entities

Type Company Name Company Number State
Headquarter of Merchants Adjustment Service, Inc., KENTUCKY 0655126 KENTUCKY
Headquarter of Merchants Adjustment Service, Inc., IDAHO 5560225 IDAHO
Headquarter of Merchants Adjustment Service, Inc., ILLINOIS CORP_71775348 ILLINOIS

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
MAS, INC. 401(K) PLAN 2023 630585413 2024-07-23 MERCHANTS ADJUSTMENT SERVICE, INC. 24
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607
MAS, INC. 401(K) PLAN 2022 630585413 2023-07-12 MERCHANTS ADJUSTMENT SERVICE, INC. 27
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607
MAS, INC. 401(K) PLAN 2021 630585413 2022-03-08 MERCHANTS ADJUSTMENT SERVICE, INC. 26
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607
MAS, INC. 401(K) PLAN 2020 630585413 2021-07-14 MERCHANTS ADJUSTMENT SERVICE, INC. 26
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607
MAS, INC. 401(K) PLAN 2019 630585413 2020-07-16 MERCHANTS ADJUSTMENT SERVICE, INC. 26
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607
MAS, INC. 401(K) PLAN 2018 630585413 2019-04-02 MERCHANTS ADJUSTMENT SERVICE, INC. 25
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607

Signature of

Role Plan administrator
Date 2019-04-02
Name of individual signing B. W. SAVAGE
MAS, INC. 401(K) PLAN 2017 630585413 2018-07-24 MERCHANTS ADJUSTMENT SERVICE, INC. 22
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607

Signature of

Role Plan administrator
Date 2018-07-24
Name of individual signing B. W. SAVAGE
MAS, INC. 401(K) PLAN 2016 630585413 2017-03-06 MERCHANTS ADJUSTMENT SERVICE, INC. 23
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607

Signature of

Role Plan administrator
Date 2017-03-06
Name of individual signing B. W. SAVAGE
MAS, INC. 401(K) PLAN 2015 630585413 2016-06-14 MERCHANTS ADJUSTMENT SERVICE, INC. 21
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607

Signature of

Role Plan administrator
Date 2016-06-14
Name of individual signing BILL SAVAGE
MAS, INC. 401(K) PLAN 2014 630585413 2015-06-15 MERCHANTS ADJUSTMENT SERVICE, INC. 22
File View Page
Three-digit plan number (PN) 002
Effective date of plan 1991-03-01
Business code 561440
Sponsor’s telephone number 2514766666
Plan sponsor’s address 56 N. FLORIDA STREET, MOBILE, AL, 36607

Signature of

Role Plan administrator
Date 2015-06-15
Name of individual signing B. W. SAVAGE

Agent

Name Role
SAVAGE, B W Agent

Incorporator

Name Role
SAVAGE, B E Incorporator
SAVAGE, JOHN C Incorporator
SAVAGE, CATRINA Incorporator

CFPB Complaint

Complaint Id Date Received Issue Product
11277070 2024-12-26 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-26
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA I'm entitled to XXXX dollars per violation and clearly they violated my rights. I need proof of residence, ID, handwritten signature with third party, and proof that I owe this debt.
Consumer Consent Provided Consent provided
11239127 2024-12-21 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-12-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-21
10592611 2024-10-28 False statements or representation Debt collection
Tags Servicemember
Issue False statements or representation
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Medical debt
Date Received 2024-10-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-28
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened On XX/XX/year> my account was assigned to a XXXX XXXX XXXX ( XXXX XXXX XXXX ) that I did not authorize. The original organization preforms surgical procedures, and prior to any procedure the company has to go through your insurance to find out any co-pays, and you are responsible for paying prior to the procedure, which I did. If the original company that performed the procedure didn't go through verification the procedure wouldn't have been performed for non-payment or would have made me pay the full balance up front. Not sure where the process of filing insurance went wrong. I have repeatedly asked to get this matter resolved. Based on Consumer Fair Debt Collection of Section 15 USC -1692c the collection agency is reporting an account of non-payment to the credit bureaus which is against the law per section listed being that I didn't give permission for this company to receive any information nor to talk with me about the following debt listed by the original creditor XXXX XXXX
Consumer Consent Provided Consent provided
6028053 2022-09-28 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Credit card debt
Date Received 2022-09-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-09-28
Complaint What Happened Per certified mail tracking, It's been XXXX months. No information was given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General, and FTC
Consumer Consent Provided Consent provided
6081895 2022-10-14 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2022-10-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-10-14
Consumer Consent Provided Consent not provided
5622360 2022-06-01 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2022-06-01
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-06-15
Consumer Consent Provided N/A
5731035 2022-07-03 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Indicated you were committing crime by not paying debt
Sub Product Medical debt
Date Received 2022-07-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-03
Complaint What Happened repeated attempts via certified letters disputing this medical collection asking XXXX, XXXX to remove medical collections from my credit report with no success. XXXX Merchants Adjustment : # XXXX XXXX XXXX XXXX XXXX XXXX. Loan Type- collection agency/attorney : Balance {$1.00}, XXXX XXXX- Merchants Adjustment XXXX # XXXX XXXX XXXX XXXX XXXX XXXX. Loan Type- Collection agency/attorney : Balance {$1100.00} in accordance with the Fair Credit Reporting act Concerning Account # XXXX, has violated my rights 15 U.S.C. 1681 Section 602 A ; States that I have the right to privacy 15 U.S.C. 1681 Section 604 A Section 2 : states that a consumer reporting agency can not furnish an account without my written consent or instructions
Consumer Consent Provided Consent provided
11086416 2024-12-09 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-12-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-09
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
4815377 2021-10-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Mortgage debt
Date Received 2021-10-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-10-16
Consumer Consent Provided Consent not provided
10372555 2024-10-07 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Problem with personal statement of dispute
Sub Product Credit reporting
Date Received 2024-10-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I completed a complaint on Merchants ADJ Services, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and they said they sent my information with my signature on it but i've never recieved a sign contract or anything and honestly even if i did received it i never gave my consent to this company. This is not my collection and i need it removed off my credit report immediately.
Consumer Consent Provided Consent provided
3953885 2020-11-13 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2020-11-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-11-14
Consumer Consent Provided Consent not provided
4120597 2021-02-06 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2021-02-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-02-06
Complaint What Happened I sent a letter to Merchants Adjustment Service to validate an account they are reporting on my credit report with XXXX XXXX XXXX XXXX. The certified mail letter was received by Merchants Adjustment Service on XXXX via USPS tracking number XXXX. I have not received appropriate validation documents such as the assignment agreement between the original creditor and Merchants Adjustment Service, the original contract from the original creditor that the collection agency should have on file, a record of the payment history, etc, which I requested in the letter. The information being reported on my credit report is incorrect. The company failed to validate this debt and the account is still reporting on my credit report and reporting incorrectly.
Consumer Consent Provided Consent provided
10991042 2024-12-03 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-03
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
3244511 2019-05-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Medical debt
Date Received 2019-05-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-05-16
Complaint What Happened On XX/XX/XXXX I filed a complaint through you guys against the company, Merchant Adjustment Services and the company responded back on XX/XX/XXXX with incorrect and false information. The company stated that after a letter was sent XX/XX/XXXX, I did not respond! As I stated in my first complaint my last correspondence was XX/XX/XXXX in which the company did not respond. Also the dates on the company 's response is very confusing, I don't understand the reply were they said on XX/XX/XXXX it was verified with the credit bureau that the account was showing as disputed and today 's date is only XXXX XXXX. I also sent a correspondence to this company on XX/XX/XXXX, showing that the response is incorrect
Consumer Consent Provided Consent provided
2780498 2018-01-12 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2018-01-12
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-01-16
Consumer Consent Provided N/A
2836736 2018-03-08 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Medical debt
Date Received 2018-03-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-03-08
Complaint What Happened Filed a complaint on this company in XX/XX/XXXX. This company sent me a letter saying i owed XXXX on a past due medical. This company claimed my date of service was XX/XX/XXXX. So I looked on my XXXX calendar and found out I wasn't even in town. i was in Maryland handling my divorce. I called the hospital and asked when did I receive their services and the HIM department said XX/XX/XXXX. Which I already knew because that's the day I went into early labor. I also called the company to let them know they have the wrong dates.
Consumer Consent Provided Consent provided
2731314 2017-11-16 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Medical debt
Date Received 2017-11-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-11-16
Consumer Consent Provided Consent not provided
10268471 2024-09-27 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Medical debt
Date Received 2024-09-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Date : XX/XX/year> XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Subject : Dispute of Incorrect Debt Information on Credit Report To Whom It May Concern, I am writing to formally dispute inaccurate information that appears on my credit report. The entry in question is a collection account from Merchants Adjustment Service, located at XXXX XXXX XXXX XXXX XXXX AL XXXX. I believe this debt is being reported in error for the following reasons : 1. I do not recognize this debt, nor do I have any records of owing this amount. 2. The debt collector has not provided any valid documentation verifying the legitimacy of the debt, despite my formal request. Please investigate this matter and remove the inaccurate information from my credit report. Enclosed with this letter, you will find copies of my credit report with the disputed account highlighted and any relevant supporting documentation. In accordance with the Fair Credit Reporting Act ( FCRA ), I expect this error to be corrected or deleted from my file and a written confirmation of your investigation findings to be sent to me. If additional information is needed from me, please do not hesitate to contact me using the information provided below. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX XXXX
Consumer Consent Provided Consent provided
6687354 2023-03-13 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2023-03-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-13
Consumer Consent Provided Consent not provided
6586736 2023-02-17 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2023-02-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-02-17
Complaint What Happened I sent a debt validation letter to company on XXXX XXXX and I received a letter on XX/XX/2022 with a list of charges on XX/XX/2022 I sent a second failure to validate letter and I have yet to receive a response or yet to have this company validate that this debt belongs to me. Please delete this information from my credit file and cease all collection activities immediately
Consumer Consent Provided Consent provided
10759200 2024-11-11 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-11-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-11
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
5688626 2022-06-20 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2022-06-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-06-20
Consumer Consent Provided Consent not provided
10172503 2024-09-19 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-09-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-19
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA I'm entitled to XXXX dollars per violation and clearly they violated my rights. This account dont belong to me.
Consumer Consent Provided Consent provided
10172829 2024-09-19 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-09-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-19
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA I'm entitled to XXXX dollars per violation and clearly they violated my rights. This account dont belong to me.
Consumer Consent Provided Consent provided
4090251 2021-01-25 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Medical debt
Date Received 2021-01-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-01-25
Complaint What Happened I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.
Consumer Consent Provided Consent provided
1925406 2016-05-13 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2016-05-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-05-13
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Company continues to try to collect a medical debt that was covered by my health insurer. I have not seen evidence where they filed or sent me a bill to cover their charges.
Consumer Consent Provided Consent provided
3671712 2020-05-27 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2020-05-27
Submitted Via Fax
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-06-01
Consumer Consent Provided N/A
7554477 2023-09-15 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2023-09-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-16
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
10153972 2024-09-17 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical debt
Date Received 2024-09-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-17
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
2148011 2016-10-05 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Debt collection
Sub Issue Not disclosed as an attempt to collect
Sub Product Medical
Date Received 2016-10-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-10-05
Consumer Consent Provided Consent not provided
8898679 2024-04-30 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Merchants Adjustment Service, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Was not notified of investigation status or results
Sub Product Credit reporting
Date Received 2024-04-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-30
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Sent Validation letter by standard mail XX/XX/2024. There was no Response after 30 days sent a second letter certified to Validated the debt to show proof of Purchase agreement Still No Response. This company has not supplied proof under the doctrine of estoppel by silence, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exist.
Consumer Consent Provided Consent provided

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
2456717210 2020-04-16 0459 PPP 56 North Florida Street,, Mobile, AL, 36607-3108
Loan Status Date 2021-07-14
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 304400
Loan Approval Amount (current) 304400
Undisbursed Amount 0
Franchise Name -
Lender Location ID 2408
Servicing Lender Name Regions Bank
Servicing Lender Address 1900 Fifth Avenue North, BIRMINGHAM, AL, 35203
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address Mobile, MOBILE, AL, 36607-3108
Project Congressional District AL-01
Number of Employees 24
NAICS code 541990
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Subchapter S Corporation
Originating Lender ID 2408
Originating Lender Name Regions Bank
Originating Lender Address BIRMINGHAM, AL
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 307827.63
Forgiveness Paid Date 2021-06-10

Date of last update: 30 Jul 2024

Sources: Alabama Secretary of State